Finance your next investment property
We compare the lenders for you and structure the loan around your goals, from your first rental to a growing portfolio.
How we help
Lender comparison
We work across the major banks and non-bank lenders, so you see more than one option.
Structure that fits
How the loan is structured affects tax, cash flow and what you can borrow next. We plan it with you.
Equity and deposit
Use equity in your existing property where it makes sense, and understand what deposit each lender needs.
One adviser
You deal with the same person from first call to settlement.
How it works
- Tell us your planA quick call or enquiry about the property and your situation.
- We compare optionsWe check lender policies and recommend a structure.
- We handle the applicationWe prepare and manage it through to approval.
- Settlement and beyondWe stay in touch about your next purchase or refinance.
Common questions
How much deposit do I need for an investment property?
It depends on the lender and the property. Lenders usually ask for a larger deposit or equity than for an owner-occupied home. We will tell you what applies to you.
Can I use equity in my own home?
Often yes. Lenders look at your equity and your ability to repay. We will work out whether this suits your situation.
Do you charge for your advice?
Please ask us about fees when you get in touch. We explain how we are paid in our disclosure statement.
How long does approval take?
It varies by lender and how complete your information is. We will give you a realistic timeframe once we know your situation.
Ascend Financial Services Limited, FSP1001680. General information only. It is not personalised financial advice. Lending is subject to each lender's criteria and approval. You can read our disclosure statement.
Ready to talk investment property?
Tell us what you are planning using the form below, or call us on 021 217 8208. We will come back to you personally.