Finance for commercial property
Buying, refinancing or building commercial property? We compare the lenders and structure the loan around your business and your goals.
How we help
Lender comparison
We work across the major banks and non-bank lenders, so you see more than one option.
Structure that fits
Lenders look at the property, the tenants and your overall position. We help you present it clearly and structure the loan to suit.
Equity and deposit
Commercial lending often needs a bigger deposit. We look at using equity in other property where it makes sense.
One adviser
You deal with the same person from first call to settlement.
How it works
- Tell us your planA quick call about the property, the business and what you want to achieve.
- We compare optionsWe check lender policies and recommend a structure.
- We handle the applicationWe prepare and manage it through to approval.
- Settlement and beyondWe stay in touch about your next purchase, refinance or renewal.
Common questions
How much deposit do I need for a commercial property?
It depends on the lender, the property type and the strength of your position. Commercial lending usually needs a larger deposit or equity than residential. We will tell you what applies to you.
What information will lenders ask for?
Usually details of the property, any lease and tenants, financial statements for you or your business, and your existing assets and debts. We will tell you exactly what to gather.
Do you charge for your advice?
Please ask us about fees when you get in touch. We explain how we are paid in our disclosure statement.
How long does approval take?
It varies by lender and how complete your information is. We will give you a realistic timeframe once we know your situation.
Ascend Financial Services Limited, FSP1001680. General information only. It is not personalised financial advice. Lending is subject to each lender's criteria and approval. You can read our disclosure statement.
Ready to talk commercial property?
Tell us what you are planning using the form below, or call us on 021 217 8208. We will come back to you personally.