Use your KiwiSaver to get into your first home
We explain how your KiwiSaver can go towards a deposit and compare the lenders for you.
How we help
Lender comparison
We work across the major banks and non-bank lenders, so you see more than one option.
The withdrawal rules
Many first home buyers can use part of their KiwiSaver towards a deposit if they meet the rules. We talk you through them.
Deposit planning
We help you work out the deposit you have, including KiwiSaver, and what each lender needs.
One adviser
You deal with the same person from first call to settlement.
How it works
- Tell us your planA quick call or enquiry about your KiwiSaver and your plans.
- We compare optionsWe check lender policies and recommend a structure.
- We handle the applicationWe prepare and manage it through to approval.
- Settlement and beyondWe stay in touch as you move towards your purchase.
Common questions
Can I use my KiwiSaver to buy a home?
Many first home buyers can use part of their KiwiSaver towards a deposit, if they meet the rules. We will talk you through what applies to you.
What if I have owned a home before?
The rules can be different if you have owned property before. We will tell you what applies to you.
Do you charge for your advice?
Please ask us about fees when you get in touch. We explain how we are paid in our disclosure statement.
How long does approval take?
It varies by lender and how complete your information is. We will give you a realistic timeframe once we know your situation.
Ascend Financial Services Limited, FSP1001680. General information only. It is not personalised financial advice. Lending is subject to each lender's criteria and approval. You can read our disclosure statement.
Ready to talk KiwiSaver and your first home?
Tell us what you are planning using the form below, or call us on 021 217 8208. We will come back to you personally.