Property is the most popular form of investment in New Zealand, and it can be rewarding without taking much of your time. Planning first helps you avoid costly mistakes, because reversing an investment decision is expensive and difficult.
Borrowing what you need
We work with a range of lenders to secure the borrowing and leverage your plan needs.
Deposit
Most lenders ask for a 30% deposit on an existing property. New builds are exempt from that rule, and some non-bank lenders lend more, so buying with a smaller deposit can still be possible.
Tax
Investment property tax rules change often. We can refer you to accountants we trust.
Loan structure
We set up your loans to manage cash flow, meet your goals and improve your returns.
Cash contribution
We aim to secure the highest possible cash contribution. If your main bank has reached its limit, spreading your lending across more than one bank can help.
Your goals
We start by talking through what you want and need, then match that with what is achievable.
Planning your next purchase?
Call 021 217 8208 to talk it through, or send an enquiry.
General information only. Lending is subject to each lender's criteria and approval. Please check current deposit rules with us before you buy.
