Is your home loan still the right fit?
We review your current loan, compare lenders and explain your options, including any costs of switching.
How we help
Lender comparison
We work across the major banks and non-bank lenders, so you see more than one option.
Structure that fits
Fixed, floating or a split of both. We explain the trade-offs and structure the loan around your plans.
Debt and equity
Where it makes sense, we look at consolidating debts or using equity for renovations or your next purchase.
One adviser
You deal with the same person from first call to settlement.
How it works
- Tell us your planA quick call about your current loan and what you want to change.
- We compare optionsWe check lender policies and recommend a structure.
- We handle the applicationWe prepare and manage it through to approval.
- Settlement and beyondWe stay in touch so your loan keeps fitting your life.
Common questions
When is a good time to review my loan?
Common times are when a fixed term is ending, your circumstances change, or you are planning a renovation or purchase. We can look at your loan at any point.
Will it cost me to switch lenders?
There can be break fees, legal costs or other charges, and some lenders offer contributions. We will lay out the costs so you can see if switching makes sense.
Do you charge for your advice?
Please ask us about fees when you get in touch. We explain how we are paid in our disclosure statement.
How long does approval take?
It varies by lender and how complete your information is. We will give you a realistic timeframe once we know your situation.
Ascend Financial Services Limited, FSP1001680. General information only. It is not personalised financial advice. Lending is subject to each lender's criteria and approval. You can read our disclosure statement.
Ready to review your loan?
Tell us what you are planning using the form below, or call us on 021 217 8208. We will come back to you personally.