Commercial property finance

Buying, refinancing or building a commercial property is a different game from a home loan. Lenders look at the building, the income it earns and the business behind it, and most of their rules are not published.

What we can help with

  • Buying a commercial property as an investment

  • Buying the building your own business operates from

  • Refinancing or restructuring existing commercial lending

  • Structuring a purchase through a company, trust or other entity

Questions worth a call

  • How much deposit will a lender really want for this property?

  • Which lenders suit this type of property, tenant and lease?

  • Can the loan be structured to protect your cash flow?

  • Could your existing lending be used to fund the next purchase?

Why call first

Every deal is different, and what lenders will do changes with the property, the location, the lease and the borrower. We work with both banks and non-bank lenders, so a short conversation can tell you where a deal is likely to land before you spend money on valuations and legal work.

Thinking about a commercial purchase?

Call 021 217 8208 for a confidential chat, or send an enquiry.

General information only. Lending is subject to each lender's criteria and approval.

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