Whether you are building your first home or three at once, finance is often the biggest hurdle. It is rarely the first step, though, because the road from idea to Code of Compliance takes time.
The six key steps
Due diligence. Talk to an architect or developer before you go unconditional on land, to test feasibility and estimate total costs.
Buy the land. We can connect you with real estate agents and lawyers.
Design the project. Council and planning work, including resource consent, building consent and engineering plan approval.
Civil works. Connecting the site to public services and digging the foundations.
Construction. Tradespeople carry out the plans. Self-managed builds face tougher lending criteria and typically get less funding.
Completion. You rent the property or sell it. Selling brings costs such as marketing, agent fees and tax.
Costs
Costs vary widely with project size, complexity, site conditions, materials, trades, council processes and professional fees. We can help you build a realistic list before you commit.
Have a project in mind?
Call 021 217 8208 and we will talk through the structure, or send an enquiry.
General information only. Lending is subject to each lender's criteria and approval.
