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Investment Property Mortgage

Investing in property is a major part of Kiwi culture and the most prominent choice of investment in New Zealand.

The old saying “safe as houses” applies here. There is a reason it is so popular as it can be a rewarding monetary investment with minimal time investment.

It is important that the planning and research for this is done upfront to avoid costly mistakes in future. Like any investment, once a decision is made, it may be costly and difficult to reverse.

investment property mortgage auckland
Ascend Financial Services NZ 1

Several reasons why it is worthwhile investing in property

  • Potential tax advantages

    This is a constantly changing environment. If you hold long term, it is likely you wont need to pay tax on your profit

  • Equity

    If you have equity available in your existing home, you might not need to put in any cash for an investment property.

  • Uptrend

    The property market has been in a long term uptrend for many decades. While the past does not always determine the future, it is a good indicator.

  • Long-term Income

    Rental income is a sustainable source of income that can carry into your retirement with minimal work required.

  • Helping Friends & Family

    Having an investment property gives you the power to house someone of your choice while you build equity and wealth for your family to secure their future.

There are several reasons why it is worthwhile investing in property:

How we can help you invest in property

asset finance auckland new zealand

Maximum lending

Ascend Financial Services can get you the maximum property investment lending and leverage needed to compete in the current marketplace as we work with a wide range of lenders.

asset finance auckland new zealand

Lower Deposit

The majority of lenders require 40% deposit, however some non-banks can go higher and new builds are exempt from the 40% deposit rule. You can also purchase with much less deposit.

asset finance auckland new zealand

Help with Tax

Tax is a continuously changing environment with investment property. We can refer you to a great network of accountants.

asset finance auckland new zealand

Structure

We can help you choose the best structure for your investment property loans to manage your cash flow, achieve your goals and increase your returns.

asset finance auckland new zealand

Highest Cash Contribution

We can get you the highest cash contribution. You may be capped out on your main banks contribution, so having a multi-bank relationship can be a good idea.

asset finance auckland new zealand

Goal Setting

We will help you plan for the future, discuss what your wants and needs are and match them with what's possible.

How we can help you invest in property

Maximum lending

Ascend Financial Services can get you the maximum lending and leverage needed to compete in the current marketplace as we work with a wide range of lenders.

Lower Deposit

The majority of lenders require 40% deposit, however some non-banks can go higher and new builds are exempt from the 40% deposit rule. You can also purchase with much less deposit.

Help with Tax

Tax is a continuously changing environment with investment property. We can refer you to a great network of accountants.

Structure

We can help you choose the best structure for your loans to manage your cash flow, achieve your goals and increase your returns.

Highest Cash Contribution

We can get you the highest cash contribution. You may be capped out on your main banks contribution, so having a multi-bank relationship can be a good idea.

Goal Setting

We will help you plan for the future, discuss what your wants and needs are and match them with what's possible.